Luxury Car Offers Above ₹45 Lakh in 2026 – Plan Your Car Smartly with AutoCred India
Luxury car buyers in India often look for the best financing options and premium ownership benefits when purchasing a vehicle above ₹45 lakh. In 2026, AutoCred India is offering special value-added benefits for customers who finance their luxury cars through their consultancy services. These benefits include premium paint protection film (PPF), PDI reimbursement, complimentary fuel tank, surprise gift hamper, FASTag with validity, and delivery celebration shoot support. These benefits are designed to make your luxury car purchase more exciting and convenient. With expert guidance from AutoCred India, buyers can compare lenders, understand loan eligibility, and choose the right financing structure for their budget. Whether you are salaried, self-employed, or a business owner, AutoCred India helps you plan your luxury car purchase smartly across India while enjoying exclusive ownership benefits.
Luxury Car Offers Above ₹45 Lakh in
Buying a luxury car above ₹45 lakh is a big milestone. These vehicles offer premium design, powerful performance, and advanced technology that enhance your overall driving experience.
However, purchasing a luxury car is also a significant financial decision. Proper loan planning, choosing the right lender, and understanding available benefits can make the process smoother.
To make the journey more rewarding, AutoCred India offers exclusive benefits for customers who plan their luxury car purchase through AutoCred India.
These additional benefits help buyers enjoy their new vehicle while also getting extra value during delivery.
Exclusive Benefits Offered by AutoCred India
When customers plan their luxury car purchase through AutoCred India, they may receive several premium ownership benefits designed to enhance the delivery experience.
Below are the key benefits offered by AutoCred India for cars priced ₹45 lakh and above.
1. Free Premium PPF Protection (5 Years Warranty)
Luxury cars have high-quality paint finishes that require protection from scratches, dust, and minor road damage.
AutoCred India provides premium Paint Protection Film (PPF) support for eligible buyers. This protection can help maintain the vehicle’s paint quality and shine.
The PPF benefit includes up to 5 years warranty, helping protect your luxury car’s exterior for a longer time.
2. PDI Reimbursement by AutoCred India
Pre-Delivery Inspection (PDI) is an important step before taking delivery of a car.
It ensures that the vehicle is inspected properly before the final handover. AutoCred India offers PDI reimbursement support after verification, making the delivery process more convenient for customers.
3. Complimentary Full Fuel Tank
Driving your new luxury car straight from the showroom is always exciting.
To make the moment even better, AutoCred India provides a complimentary full fuel tank benefit, allowing customers to enjoy their first drive without worrying about refueling.
4. AutoCred India Surprise Gift Hamper
Buying a luxury car is a memorable moment.
To celebrate this special milestone, AutoCred India provides a surprise gift hamper for customers who finance their vehicle through the platform.
This small gesture adds excitement to the vehicle delivery experience.
5. FASTag with 1 Year Validity
Highway travel in India is now easier with FASTag.
AutoCred India provides FASTag with one year validity, usable across 200+ NHAI toll plazas across the country.
This ensures smooth toll payments and uninterrupted highway travel.
6. Delivery Photoshoot Support
Luxury car deliveries are special occasions that many buyers want to capture.
AutoCred India provides delivery photoshoot support, where 70% of the photoshoot cost is covered by AutoCred India and 30% by the customer.
This allows buyers to capture professional photos and celebrate their new car delivery.
Quick Checklist Before Buying a Luxury Car
Before purchasing a car above ₹45 lakh, make sure you review these important points:
• Check your credit score
• Understand loan eligibility
• Compare multiple lender interest rates
• Plan your down payment
• Estimate EMI affordability
• Review insurance and registration costs
• Confirm available benefits from AutoCred India
• Ensure proper documentation
Following this checklist helps ensure a smooth luxury car buying experience.
How AutoCred India Helps Luxury Car Buyers
Luxury car financing requires expert guidance because loan amounts are higher and lender policies may vary.
AutoCred India helps customers with:
• Car loan comparison across lenders
• Loan eligibility guidance
• Documentation support
• EMI planning assistance
• Financing support for both new and used cars
AutoCred India works with customers across Delhi, NCR, UP and pan India to simplify the car loan process.
Plan Your Luxury Car Smartly
Planning to buy a luxury car above ₹45 lakh?
Connect with AutoCred India to understand loan options and the exclusive benefits offered by AutoCred India.
Call / WhatsApp: 8826187200
Email: info@autocred.in
Plan Your Car Smartly with AutoCred India.
Who Can Apply for Luxury Car Loans
Luxury car loans are available for different customer profiles including:
• Salaried professionals
• Business owners
• Self-employed professionals
• Entrepreneurs
• Corporate employees
AutoCred India assists customers in choosing financing options that match their financial profile.
Things to Consider Before Taking a Luxury Car Loan
Before finalizing your loan, consider these important factors.
Loan Tenure
Choose a tenure that keeps your EMI comfortable.
Interest Rate Comparison
Different lenders may offer different interest rates.
Down Payment
A higher down payment may reduce your EMI burden.
Insurance Coverage
Luxury cars require proper insurance coverage due to higher repair costs.
Proper planning ensures that your luxury car purchase remains financially manageable.
FAQs
Can I get a car loan for vehicles above ₹45 lakh?
Yes, lenders offer car loans for luxury vehicles depending on income profile, credit score, and documentation.
Who can apply for luxury car financing?
Both salaried and self-employed individuals can apply if they meet eligibility requirements.
Are these benefits directly provided by AutoCred India?
Yes, the listed ownership benefits are offered by AutoCred India for eligible customers who plan their car purchase through AutoCred India.
Final Thoughts
Buying a luxury car is an exciting achievement, and planning your purchase carefully can make the experience even better.
With the right financial planning and guidance, buyers can enjoy premium vehicles while maintaining comfortable EMIs.
If you are planning to buy a luxury car above ₹45 lakh in 2026, connect with AutoCred India to explore financing options and exclusive benefits offered by AutoCred India.
Contact AutoCred India
AutoCred India
Call / WhatsApp: 8826187200
Email: info@autocred.in
Plan Your Car Smartly with AutoCred India.
