Loan Against Car

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Autocred India offers Loan Against Car , letting you access funds without selling your car or extra collateral. Enjoy competitive rates and flexible repayment. Contact us today to meet your financial needs!

Features and Benefits

Loan Amount

Get up to 150% of the original value of the car as a loan Avail the highest loan value in this market segment No need for a valuation of the car to get the loan

Flexible Repayment Tenure

Choose a loan tenure from 12 months to 84 - months

Competitive Rates

Enjoy up to 2% lower rates of interest than personal loans Avail of fixed rates of interest (on reducing balance)

Quick Processing

Loans that can be processed in less than 2 days.

Loan Against Car Eligibility

For Salaried Individuals

Individuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenure.
Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
Those who earn a minimum of ₹ 2,50,000, per year, including the income of the spouse.
Individuals who own a car and have paid at least 12 EMIs if there is an active loan on their car.

For Self-employed Individuals

Individuals who are a minimum of 25 years of age at time of applying for the loan, and no older than 60 at the end of the loan tenure.
Individuals who have been in business for minimum 2 years.
Those who earn a minimum of ₹ 2,50,000 per year.
Individual who own a car and have paid at least 12 EMIs if there is an active loan on their car.