HOW AUTOCRED WORKS

Your Car Loan Journey, Made Simple.

From eligibility check to car delivery, AutoCred manages the complete process for you.

  • No Impact on CIBIL
  • Quick Approvals
  • Best Bank Offers
Check Eligibility in 60 Seconds
Check Eligibility in 60 Seconds No Impact on CIBIL
  • No Impact on CIBILInitial eligibility check
  • Quick ApprovalsClear, coordinated process
  • Best Bank OffersSuitable available options

HOW AUTOCRED WORKS

Your Complete Car Loan Journey, Clearly Explained

From eligibility check to car delivery, AutoCred coordinates the complete process so every next step stays clear.

  1. 02

    Dedicated RM Assigned

    A dedicated AutoCred Relationship Manager is assigned to understand your requirement, clarify your queries and collect the required documents.

  2. 03

    File Login

    After reviewing your profile and documents, your loan application is submitted to the most suitable bank.

  3. 04

    Loan Sanctioned

    The bank verifies your profile and confirms the approved loan amount, interest rate and tenure.

  4. 05

    PDI Initiated & Proceed for Disbursal

    The Pre-Delivery Inspection is initiated and, after completing the required formalities, the loan proceeds for disbursal.

  5. 06

    All Benefits Provided

    After successful disbursal, all applicable benefits are provided to you by the AutoCred team as per your selected offer.

GET READY

  1. 02 Dedicated RM Assigned A dedicated AutoCred Relationship Manager is assigned to understand your requirement and collect the required documents.

GET APPROVED

  1. 03 File Login After reviewing your profile and documents, your loan application is submitted to the most suitable bank.
  2. 04 Loan Sanctioned The bank verifies your profile and confirms the approved loan amount, interest rate and tenure.

DRIVE AWAY

  1. 05 PDI Initiated & Proceed for Disbursal The Pre-Delivery Inspection is initiated and, after completing the required formalities, the loan proceeds for disbursal.
  2. 06 All Benefits Provided After successful disbursal, all applicable benefits are provided to you by the AutoCred team as per your selected offer.

Benefits are subject to eligibility, city availability, partner terms and final approval. Review the applicable terms.

AutoCred relationship manager guiding a customer beside a car

OUR RELATIONSHIP MANAGER

Behind every step, your AutoCred RM is working for you

Your AutoCred RM stays with you throughout

We prepare, coordinate and keep you updated at every step.

Your dedicated Relationship Manager coordinates with lenders, dealers and our team so you always know what is happening next.

  • Prepare We help you keep the right documents ready.
  • Coordinate We follow up with lenders and dealers.
  • Update We keep you informed through every stage.

GET READY WITH CONFIDENCE

Documents made simple

Keep these commonly requested documents handy. Your RM will confirm the exact list for your profile.

What you need PAN Card, Aadhaar Card, Address Proof, Income Proof, Bank Statements (last 3–6 months)

Identity

  • PAN Card
  • Aadhaar Card
  • Passport / Driving Licence / Voter ID

Income

  • Latest 3–6 Months’ Salary Slips
  • Bank Statements (Last 6 Months)
  • ITR / Form 16 (as applicable)

Vehicle

  • Proforma Invoice / Quotation
  • RC (if exchange)
  • Insurance Copy (if exchange)

Identity

  • PAN Card
  • Aadhaar Card
  • Passport / Driving Licence / Voter ID

Income

  • Latest 3–6 Months’ Salary Slips
  • Bank Statements (Last 6 Months)
  • ITR / Form 16 (as applicable)

Vehicle

  • Proforma Invoice / Quotation
  • RC (if exchange)
  • Insurance Copy (if exchange)

Exact documents may vary by applicant profile, lender and loan type.

CLEAR STEPS, NO SURPRISES

What happens after you submit?

  1. 1

    Application reviewed

    We review your profile and documents before choosing a suitable lender route.

  2. 2

    Bank verification

    The lender verifies the submitted details and confirms the applicable terms.

  3. 3

    Disbursal and delivery

    After the required formalities, the loan proceeds for disbursal and delivery support.

SERVICES & BENEFITS

Support that continues beyond sanction

Practical assistance across your loan and delivery journey, based on what applies to your selected offer.

  • Car Loan Assistance
  • Profile Study
  • Document Collection
  • File Login Support
  • PDI Assistance
  • Fuel Benefit
  • EV Charging Benefit
  • Gift Hamper
  • Delivery Support

Benefits are subject to eligibility, city availability, partner terms and final approval.

REAL JOURNEYS

From application to keys in hand

AutoCred stays connected through the moments that matter—from your first eligibility check to delivery day.

AutoCred customer car delivery moment 1 AutoCred customer car delivery moment 2 AutoCred customer car delivery moment 3

“100/100 marks for the all service & offers by aoutocred I have higher recommendation for this company for all purpose loan please share your enquiry once”

Gaurav Singhal

“I had a great experience with AutoCred while financing my car purchase. The entire loan process was smooth, quick, and hassle-free. Their team guided me through every step and helped me secure the best loan option based on my financial situation. What impressed me most was how easy they made the car-buying process. The approval was fast, the terms were clear, and there were no unnecessary complications. Thanks to AutoCred, I was able to purchase my car with confidence and at a loan rate that worked perfectly for me. I highly recommend AutoCred to anyone looking for a reliable and customer-friendly auto loan provider.”

Supneet

OUR LOCATIONS

AutoCred Service Locations

Select your city to view the office address and the AutoCred support available at that location.

Head Office

AutoCred Delhi NCR

Visit the AutoCred Delhi NCR office for in-person support, or coordinate your car loan journey remotely with our team.

Service mode
Office & Remote Assistance
Office address
106, IST floor, Vishwasadan Tower, Janakpuri West, District Center, New Delhi - 110058

SERVICES & BENEFITS

Availability in Delhi NCR

  • Car Loan Assistance Available
  • Profile Study Available
  • Document Collection Available
  • File Login Support Available
  • PDI Assistance Available
  • Fuel Benefit Available
  • EV Charging Benefit Available
  • Gift Hamper Available
  • Delivery Support Available

Benefits remain subject to eligibility, city availability, selected offer, partner terms and final approval.

FREQUENTLY ASKED QUESTIONS

Before you begin

Will checking my eligibility affect my CIBIL score?

The on-page eligibility check does not itself submit a loan application. If a lender credit check is required later, your Relationship Manager will explain the next step before proceeding.

How long does the car loan process take?

Timelines vary with document readiness, lender verification, vehicle details and the selected offer. Your Relationship Manager will keep you updated at each stage.

Which documents are required to apply?

Identity, income and vehicle documents are generally required. The exact list depends on your profile and lender, and your Relationship Manager will confirm it before file login.

What benefits are included with my car loan?

Applicable benefits depend on eligibility, city availability, partner terms, the selected offer and final approval. Your Relationship Manager will confirm what applies to your case.

Check Eligibility in 60 Seconds No Impact on CIBIL

Start with a 60-Second Eligibility Check

Begin with the eligibility checker, then let AutoCred guide the next steps.

Benefits are subject to eligibility, city availability, partner terms and final approval.